Fixed Deposit vs Debt Funds

  1. Home
  2. Mutual Funds Research
  3. Fixed Deposit vs Debt Funds
Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 107,358 7,358 7.36
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 7,358 Short Term Not Applicable 2,207 5,150

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 10.05 9.25 8.26 7.05 7.18 7.06
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 9.67 8.69 8.35 5.77 7.09 6.62
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 9.03 8.4 8.2 6.63 8.25 8.43
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 8.98 8.41 7.84 7.02 6.49 7.67
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 8.98 8.4 7.83 7.02 6.48 7.43
JM Dynamic Debt Reg Gr 25-06-2003 0.98 8.91 8.18 7.43 5.77 6.74 6.7
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 8.71 8.07 7.86 5.75 7.53 7.95
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 8.36 7.91 7.38 8.32 6.93 7.82
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 8.09 8.41 8.16 6.37 - 7.01
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 8.07 8.1 7.25 5.22 7.05 5.93
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 7.82 8.26 7.61 5.87 7.87 8.02
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.76 7.13 6.63 4.55 - 5.95
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 7.67 7.67 7.01 4.88 - 5.35
PGIM India Dynamic Bond Gr 12-01-2012 1.64 7.57 7.85 7.02 5.24 7.04 7.43
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 7.45 7.74 7.94 5.62 7.6 6.12
HDFC Dynamic Debt Gr 28-04-1997 1.52 7.36 7.76 7.33 6.28 6.43 8.08
Union Dynamic Bond Gr 13-02-2012 1.55 7.28 7.5 7.02 4.69 6.14 6.51
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 7.22 7.47 6.78 - - 5.88
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 7.15 7.43 7.49 5.18 6.56 7.57
DSP Strategic Bond Reg Gr 16-05-2007 1.2 7.08 7.96 7.73 5.5 7.22 6.9
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 6.42 6.5 6.07 4.98 - 5.92
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 6.06 6.66 6.39 4.45 6.31 6.89
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 5.55 7.59 6.92 4.8 7.16 7.6