Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 110,821 10,821 10.82
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 10,821 Short Term Not Applicable 3,246 7,575

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Reg Gr 16-05-2007 1.2 12.29 9.7 8.18 6.49 7.41 7.06
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 12.09 8.91 7.48 6.08 7.38 7.83
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 11.82 9.27 8.4 6.63 - 7.2
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 11.8 8.84 8.79 8.18 6.57 7.73
Union Dynamic Bond Gr 13-02-2012 1.56 11.76 8.52 7.35 5.69 6.26 6.7
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.76 11.57 8.76 7.61 5.99 7.15 6.01
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 11.4 8.91 7.52 6.95 8.03 8.13
JM Dynamic Debt Reg Gr 25-06-2003 0.97 11.35 8.39 7.51 6.43 6.91 6.75
PGIM India Dynamic Bond Gr 12-01-2012 1.64 11.29 8.61 7.36 5.93 7.18 7.59
SBI Dynamic Bond Reg Gr 10-02-2004 1.4 11.27 8.64 8.17 6.36 7.69 6.2
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.69 11.23 8.43 7.86 5.77 6.69 7.69
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 11.14 9.06 7.69 7.26 7.01 7.05
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 11.03 8.58 7.51 6.18 6.96 6.62
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 10.94 8.55 7.64 6.83 7.6 8.06
HDFC Dynamic Debt Gr 28-04-1997 1.52 10.82 8.54 7.42 7.26 6.47 8.16
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 10.49 7.78 6.99 5.38 6.52 7.08
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 10.47 8.17 7.11 - - 6.26
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 10.43 8.26 9.81 9.07 6.97 7.89
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 10.38 7.92 6.85 5.17 - 5.45
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 10.37 8.59 8.03 7.36 8.16 8.47
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 9.55 7.23 6.41 5.51 - 6.27
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 8.11 6.79 6.0 4.63 - 5.91